What insurance company should pay for the damage, mine or the responsible party?

Property Damage, Auto Accidents

It is sometimes easier to get a fair and reasonable property damage settlement from your own insurance collision coverage because they have a greater duty to you under your insurance contract than this negligent person’s insurance company. With this approach, you only need to recover the deductible from the other insurance company. Your company also turns to them for recovery of the amount already paid to you.

Related Questions

How do I know if I need an attorney?

If the claim is less than $2,500, you do not need a personal injury attorney in Oregon. In fact, if you file the lawsuit in

How Much is My Oregon Personal Injury Claim Worth?

If you’re thinking about settling a personal injury claim or filing a personal injury lawsuit in the state of Oregon, you may be wondering how much your

What do I do first?

You are entitled to seek medical attention – for example, from a chiropractor, family practitioner, orthopedic surgeon, or others. Whichever type of care you choose, throughout your

How will my medical bills or lost wages be paid?

In automobile accidents, your own auto insurance will pay medical bills up to at least $15,000 during the first year. In addition, your insurance company will

What if my insurance company refuses to make “PIP” payments?

As long as treatments are related to injuries received in the accident and are reasonable in amount, the law requires that the PIP carrier pay

What if the insurance adjuster contacts me?

Often an adjuster from the other person’s insurance company will contact you soon after your personal injury to discuss settlement of your property damage. This