If I am injured in an auto accident am I free to choose the kind of health care I receive?

No Fault Medical Coverage, Auto Accidents

Yes, most personal injury victims involved in auto accidents are covered for all reasonable and necessary chiropractic, medical, hospital, dental surgical, ambulance and certain other expenses for one year from the accident up to a maximum of $15,000. Some policies have higher amounts and longer periods. You are free to choose the type of care you receive and the source of treatment. The coverage is called Personal Injury Protection or “PIP”. It is “no-fault” coverage. It does not matter who caused the accident.

Related Questions

How do I know if I need an attorney?

If the claim is less than $2,500, you do not need a personal injury attorney in Oregon. In fact, if you file the lawsuit in

How Much is My Oregon Personal Injury Claim Worth?

If you’re thinking about settling a personal injury claim or filing a personal injury lawsuit in the state of Oregon, you may be wondering how much your

What do I do first?

You are entitled to seek medical attention – for example, from a chiropractor, family practitioner, orthopedic surgeon, or others. Whichever type of care you choose, throughout your

How will my medical bills or lost wages be paid?

In automobile accidents, your own auto insurance will pay medical bills up to at least $15,000 during the first year. In addition, your insurance company will

What if my insurance company refuses to make “PIP” payments?

As long as treatments are related to injuries received in the accident and are reasonable in amount, the law requires that the PIP carrier pay

What if the insurance adjuster contacts me?

Often an adjuster from the other person’s insurance company will contact you soon after your personal injury to discuss settlement of your property damage. This