This is very important coverage for you to have. If you are in an accident and the other driver is at fault and does not have insurance, your uninsured coverage “substitutes” for the liability insurance (bodily injury coverage) the other driver should have had. Remember, the worst drivers are the most likely to not have insurance!
Most cars involved in an auto collision are damaged. Some cars are totaled, and some are repairable. In either case, it is important to know