What if the other driver was uninsured?

Property Damage, Auto Accidents

Oregon does not require insurance coverage for property damage caused by uninsured drivers, although that option now has to be offered to you when you buy an automobile policy. If you are hit by an uninsured driver and you do not have collision coverage on your own vehicle, you will have no insurance source for recovery. If the party at fault will not pay you voluntarily, you will have to get in touch with a car accident attorney in Oregon and file a lawsuit against them. Check with your agent to be certain you have collision coverage. (See our FAQ on buying auto insurance.)

Related Questions

How do I know if I need an attorney?

If the claim is less than $2,500, you do not need a personal injury attorney in Oregon. In fact, if you file the lawsuit in

How Much is My Oregon Personal Injury Claim Worth?

If you’re thinking about settling a personal injury claim or filing a personal injury lawsuit in the state of Oregon, you may be wondering how much your

What do I do first?

You are entitled to seek medical attention – for example, from a chiropractor, family practitioner, orthopedic surgeon, or others. Whichever type of care you choose, throughout your

How will my medical bills or lost wages be paid?

In automobile accidents, your own auto insurance will pay medical bills up to at least $15,000 during the first year. In addition, your insurance company will

What if my insurance company refuses to make “PIP” payments?

As long as treatments are related to injuries received in the accident and are reasonable in amount, the law requires that the PIP carrier pay

What if the insurance adjuster contacts me?

Often an adjuster from the other person’s insurance company will contact you soon after your personal injury to discuss settlement of your property damage. This