How much insurance is advisable?

Auto Insurance, Auto Accidents

The coverage you should have depends on your assets. The more you have to lose, the more protection you need. Consult your agent for advice.

We recommend a minimum coverage (more if you can afford it) of:

$100,000 – Liability for one-injury claim
$300,000 – Liability for all-injury claim
$50,000 – Property damage liability
$100,000 – Personal injury protection
$100,000 – Uninsured motorist coverage
$100,000 – Underinsured motorist coverage

NOTE: Many companies offer “combined single limit” coverage for liability.

Related Questions

How do I know if I need an attorney?

If the claim is less than $2,500, you do not need a personal injury attorney in Oregon. In fact, if you file the lawsuit in

How Much is My Oregon Personal Injury Claim Worth?

If you’re thinking about settling a personal injury claim or filing a personal injury lawsuit in the state of Oregon, you may be wondering how much your

What do I do first?

You are entitled to seek medical attention – for example, from a chiropractor, family practitioner, orthopedic surgeon, or others. Whichever type of care you choose, throughout your

How will my medical bills or lost wages be paid?

In automobile accidents, your own auto insurance will pay medical bills up to at least $15,000 during the first year. In addition, your insurance company will

What if my insurance company refuses to make “PIP” payments?

As long as treatments are related to injuries received in the accident and are reasonable in amount, the law requires that the PIP carrier pay

What if the insurance adjuster contacts me?

Often an adjuster from the other person’s insurance company will contact you soon after your personal injury to discuss settlement of your property damage. This